Retirement Planning

Retirement planning is increasingly complex and requires preparatory action. A host of investment options, combined with fluctuating interest and inflation rates and other variables, make it difficult to determine your financial requirements, where you should invest and who to turn to for assistance.

Changes in tax and other legislation compound the risk of error. With qualified plans (such as IRA, pension, profit sharing, 401(k) and Keogh plans), the timing and amount of withdrawals are critical in order to avoid additional tax penalties. And, if you have accumulated significant qualified plan assets you may face additional problems, including the “Double Tax Dilemma,” under which the government can tax these assets twice.

We guide our individual and corporate clients through the confusion surrounding retirement planning. Our specialist advisors will focus on:

  • Developing customized short-term and long-term investment strategies based on your personal objectives, risk tolerance, time frame for accumulation and current financial situation.
  • Preserving and growing your net worth through investment opportunities and proper allocation and diversification of assets.1
  • Providing you with access to select investment vehicles, including those that offer tax-free accumulation and distributions.
  • Reducing or eliminating income and estate taxes on qualified plan assets.

1 – Diversification and asset allocation can potentially mitigate losses but cannot assure against market loss.